HDB owners can move up to private homes, so the two markets feed each other
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HDB owners can move up to private homes, so the two markets feed each other
Diagram. Rules from HDB (MOP) and the EC scheme; check your own flat before you plan
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Source: HDB: minimum occupation period (MOP) and executive condominium (EC) scheme.
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| Step | Detail | Leads to |
|---|---|---|
| HDB flat | New or resale | Minimum occupation |
| Minimum occupation | period (MOP). Generally 5 years | Sell and buy another HDB flat; Buy an executive condominium; Buy a private condo or landed home |
| Sell and buy another HDB flat | Stays in the HDB market | |
| Buy an executive condominium | New, from a developer. Fully private after 10 years | |
| Buy a private condo or landed home | Not allowed during the MOP |
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- Condos and apartments
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Has private or public housing performed better?
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Has private or public housing performed better?
Private homes led HDB flats by 23.8% on average from 1990 to 2026
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Has private or public housing performed better?
Since 2012 private and HDB prices rose at almost the same pace: 2.9% and 2.7% a year
Line chartFree
Has private or public housing performed better?
The private premium over HDB swung from 95.1% to below zero and is 8.2% now
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