Rental yield calculator
What yield does this rent give?
Enter the price, the rent and your costs. See the gross, vacancy-adjusted and net yield, and how the gross yield compares with the market median for the region.
Rental yield calculatorPropInsights.sg
Net yield
S$28,160 a year after empty months and costs, before income tax and loan interest.
- Gross yield
- 3.20%
- Vacancy-adjusted
- 2.93%
- Gross against RCR median
- +0.35 points
Chart data as a table
| Yield, percent a year | |
|---|---|
| Your gross | 3.20% |
| Vacancy-adjusted | 2.93% |
| Your net | 1.88% |
| RCR median gross | 2.85% |
Against the market
| Median gross yield | Your gross yield | Gap | Price at the median yield | Rent at the median yield | |
|---|---|---|---|---|---|
| RCR, mean of the last four quarters | 2.85% | 3.20% | +0.35 pts | S$1,684,211 | S$3,563 |
| RCR, 2026-Q2 only | 2.96% | 3.20% | +0.24 pts | S$1,621,622 | S$3,700 |
Planning-area medians are not published yet. The comparison uses the three regions.
Regional median: 5.60 a sq ft a month rent and S$2,269 a sq ft price in 2026-Q2. Gross yield = 12 x median monthly rent psf / median sale psf of the same quarter, non-landed private homes, ECs left out. Mean of the last four complete quarters is the default benchmark. Medians come from different samples and move with the mix of projects, so treat it as a guide.
Rent at 12 months, split into what you keep and what it pays for.
Where the rent goes
| Item | A year | Percent of price |
|---|---|---|
| Rent at 12 months | S$48,000 | 3.20% |
| Empty 1 month | -S$4,000 | -0.27% |
| Rent collected | S$44,000 | 2.93% |
| Upkeep | -S$5,400 | -0.36% |
| Property tax (non-owner-occupied) | -S$7,440 | -0.50% |
| Leasing agent fee | -S$2,000 | -0.13% |
| Repairs, insurance, other | -S$1,000 | -0.07% |
| Net income | S$28,160 | 1.88% |
Assumptions and rules used
These are the values behind every number on this page. They are always shown.
- Rules applied as at
- 19 Oct 2026
- Gross yield
- 12 x monthly rent / price
- Vacancy-adjusted yield
- Rent for the months let / price
- Net yield
- Rent collected less upkeep, tax, agent fee and other costs, / price
- Annual value for property tax
- 1 x a year of rent
- Median yield data
- 2026-10-14
Rules used
- property-tax.residential-non-owner-occupied, rule dated 1 Jan 2024: Non-owner-occupied: 12% on the first S$30,000, then 20%, 28% and 36% above S$60,000. Source
Limits of this tool
- Source of the median: URA rental contracts and sale caveats via the URA Data Service (data/public/series/rents.csv and psf.csv, Propwise snapshot).
- Income tax on rent and loan interest are not in the net yield. Property tax uses the non-owner-occupied rates of the rule, in force on 1 Jan of this year.
- The median compares different samples (rent contracts and sales) and moves with the mix of projects. It is a guide to the market, not the yield of one home.
Rule files last checked 4 Oct 2026.
Not financial advice; check current rules with IRAS and MAS. Results are estimates from the inputs and the dated rules shown.