Where to find good deals
FreebarsOn a S$2.0m home, stamp duty runs from S$69,600 to S$1.27m depending on who buys
Freebars
On a S$2.0m home, stamp duty runs from S$69,600 to S$1.27m depending on who buys
Stamp duty by buyer, and how a first-home buyer pays: a bank loan of up to 75% of the price. Rules of 16 Oct 2026.
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A S$2.0m home pays S$69,600 of Buyer's Stamp Duty, which is 3.5% of the price. A citizen who buys it as a second home pays S$400,000 of ABSD on top (20%); a foreigner pays S$1.2m (60%).
Source: PropInsights calculation from IRAS (BSD, ABSD) and MAS (LTV, minimum cash) rules as of 16 Oct 2026. Payment split: a first-home buyer with a bank loan; valuation is assumed equal to price. Excludes other fees. The cash part must be at least 5%..
View the data as a table
| Bar | Segment | Value |
|---|---|---|
| Citizen, first home | Buyer's Stamp Duty (BSD) | S$69,600 |
| Citizen, second home | Buyer's Stamp Duty (BSD) | S$69,600 |
| Citizen, second home | Additional Buyer's Stamp Duty (ABSD) | S$400,000 |
| Foreigner | Buyer's Stamp Duty (BSD) | S$69,600 |
| Foreigner | Additional Buyer's Stamp Duty (ABSD) | S$1,200,000 |
| How the S$2.0m is paid | Bank loan, up to 75% | S$1,500,000 |
| How the S$2.0m is paid | Cash, at least 5% | S$100,000 |
| How the S$2.0m is paid | Rest of the down payment, 20% | S$400,000 |
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