Where to find good deals
FreeKey figuresBuying costs are paid on day one; 16 of 21 policy changes since 1996 tightened the rules
FreeKey figures
Buying costs are paid on day one; 16 of 21 policy changes since 1996 tightened the rules
Rules as checked on 16 Oct 2026 (IRAS, MAS). Policy steps: private-housing measures, May 1996 to Jul 2025.
CSV download: members
Source: IRAS (stamp duty), MAS (loan limits); policy steps from MND, MAS, IRAS and MOF releases. Rules checked 16 Oct 2026; policy list in the policy timeline (data/catalog/pmcm-policy-events.csv). Data to 2025 Q3.
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| Measure | Value | Note |
|---|---|---|
| Policy steps, 1996-2025 | 21 | 16 tighter, 5 looser |
| BSD on a S$2.0m home | S$69,600 | 3.5%, rates from Feb 2023 |
| ABSD, citizen 2nd home | 20% | since 27 Apr 2023 |
| Loan limit, first loan | 75% | since Jul 2018 |
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Where to find good deals
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Where to find good deals
Six checks come before the decision, and a failed check sends you back
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Where to find good deals
On a S$2.0m home, stamp duty runs from S$69,600 to S$1.27m depending on who buys
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Where to find good deals
Median project yields run from 2.5% in Tanglin to 4.0% in the Downtown Core
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