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Conclusion: what the 30-year record says about timing

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The numbers to check depend on the goal: income, price gain or a home to live in

FreeFlowchart

The numbers to check depend on the goal: income, price gain or a home to live in

A reading guide, not personal advice.

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The numbers to check depend on the goal: income, price gain or a home to live inA reading guide, not personal advice.What is your goal?What is your goal?Rental incomeRental incomePrice gainPrice gainA home to live inA home to live inLook at yield, vacancy. Median gross yield: 3.35%. By region: 3.2% to 3.4%. CCR vacancy 8.3%, OCR 5.6%Look at yield, vacancyMedian gross yield: 3.35%By region: 3.2% to 3.4%CCR vacancy 8.3%, OCR 5.6%Phase, then segment. Current phase: members. Since 2012 Q2, non-landed:. OCR +78.8%, RCR +48.5%,. CCR +16.0%Phase, then segmentCurrent phase: membersSince 2012 Q2, non-landed:OCR +78.8%, RCR +48.5%,CCR +16.0%Costs and loan limits. BSD S$69,600 on S$2.0m. ABSD 20% on a second home. Loan up to 75% of price. TDSR cap 55% of incomeCosts and loan limitsBSD S$69,600 on S$2.0mABSD 20% on a second homeLoan up to 75% of priceTDSR cap 55% of incomeWhatever the goal, compare the price with similar sales. and check the costs before you decideWhatever the goal, compare the price with similar salesand check the costs before you decide

Source: Regional price indices (URA via SingStat, 2012 Q2 to 2026 Q2), vacancy (URA, 2026 Q2) and the PropInsights yield screen (resales Oct 2025 to Sep 2026). Rules as of 16 Oct 2026 (IRAS, MAS). Series: ppi.nonlanded.ccr, ppi.nonlanded.rcr, ppi.nonlanded.ocr, vacancy.private.ccr, vacancy.private.ocr..

View the data as a table
The numbers to check depend on the goal: income, price gain or a home to live in
StepDetailLeads to
What is your goal?Rental income; Price gain; A home to live in
Rental incomeLook at yield, vacancy
Price gainPhase, then segment
A home to live inCosts and loan limits
Look at yield, vacancyMedian gross yield: 3.35%. By region: 3.2% to 3.4%. CCR vacancy 8.3%, OCR 5.6%Whatever the goal, compare the price with similar sales
Phase, then segmentCurrent phase: members. Since 2012 Q2, non-landed:. OCR +78.8%, RCR +48.5%,. CCR +16.0%Whatever the goal, compare the price with similar sales
Costs and loan limitsBSD S$69,600 on S$2.0m. ABSD 20% on a second home. Loan up to 75% of price. TDSR cap 55% of incomeWhatever the goal, compare the price with similar sales
Whatever the goal, compare the price with similar salesand check the costs before you decide
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Conclusion: what the 30-year record says about timing
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Conclusion: what the 30-year record says about timing

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Previous chartPeak buyers waited 8 to 56 quarters for the index to return to their entry level